Dr. Heather S. Zawahry
- Gender: Female
- Experience: 22 years
- Graduated from: University Of Florida College Of Medicine
- Graduation year: 1999
- Sole propriator: Yes
- NPI: 1902867567
Dr. Heather S. Zawahry M.D.
Family Physician
She is located at 2101 Northside Drive Unit 501 in Panama City, FL 32405. Can help patients with the following: Abdominal Pain, Anxiety, Diabetes, Migraine, Nausea and Vomiting, Obesity. Her National Provider Identifier (NPI) number is 1902867567. Appointment can be made via the phone number (850) 785-3464. She is affiliated with 1 practices and 2 hospitals.
Conditions treated
Dr. Heather S. Zawahry, being an family physician, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Dr. Heather S. Zawahry.
- Abdominal Pain
- Aging In Place
- Anxiety
- Arthritis
- Asthma
- Autism
- Birth Control Counseling
- Breastfeeding and Lactation
- Chronic Obstructive Pulmonary Disease (COPD)
- Common Cold
- Diabetes
- Fever
- General Care
- Headache
- Heart Disease
- High Blood Pressure
- Hyperlipidemia
- Hypothyroidism
- Infant Care
- Influenza
- Migraine
- Mold Exposure
- Nausea and Vomiting
- Obesity
- Osteoarthritis (OA)
- Osteoporosis
- Pregnancy
- Prenatal Care
- Prescription Refill
- Thyroid Disease
- Women's Health
Procedures Performed by Dr. Heather S. Zawahry
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Heather S. Zawahry as in-network for the following 2026 plans.
Health plans
Florida Blue (BlueCross BlueShield FL)
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 33 plans from Florida Blue (BlueCross BlueShield FL)
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-06 (Rewards) | PPO · Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | PPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | PPO · Gold | Preferred | Accepting new patients |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | PPO · Gold | Preferred | Accepting new patients |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | PPO · Gold | Preferred | Accepting new patients |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Accepting new patients |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Accepting new patients |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | PPO · Platinum | Preferred | Accepting new patients |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | PPO · Silver | Preferred | Accepting new patients |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | PPO · Silver | Preferred | Accepting new patients |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | PPO · Silver | Preferred | Accepting new patients |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) | EPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | EPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) | EPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) | EPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) | EPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | EPO · Expanded Bronze | Preferred | Accepting new patients |
| BlueSelect Bronze 24L01-01 (Rewards) | EPO · Bronze | Preferred | Accepting new patients |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | EPO · Gold | Preferred | Accepting new patients |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | EPO · Gold | Preferred | Accepting new patients |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | EPO · Gold | Preferred | Accepting new patients |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) | EPO · Gold | Preferred | Accepting new patients |
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | EPO · Platinum | Preferred | Accepting new patients |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | EPO · Platinum | Preferred | Accepting new patients |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | EPO · Platinum | Preferred | Accepting new patients |
| BlueSelect Silver 1443 ($10 Labs / Rewards) | EPO · Silver | Preferred | Accepting new patients |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) | EPO · Silver | Preferred | Accepting new patients |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) | EPO · Silver | Preferred | Accepting new patients |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) | EPO · Silver | Preferred | Accepting new patients |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) | EPO · Silver | Preferred | Accepting new patients |
Florida Blue HMO (a BlueCross BlueShield FL company)
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 24 plans from Florida Blue HMO (a BlueCross BlueShield FL company)
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-05 (Rewards) | POS · Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-18 (Rewards) | POS · Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards) | POS · Expanded Bronze | Preferred | Accepting new patients |
| BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) | POS · Gold | Preferred | Accepting new patients |
| BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | POS · Platinum | Preferred | Accepting new patients |
| BlueCare Silver 24K01-02 ($10 Labs / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K02-21 ($10 Labs / Rewards) | POS · Silver | Preferred | Accepting new patients |
| BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) | POS · Silver | Preferred | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Heather S. Zawahry is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Dr. Heather S. Zawahry is enrolled to bill Medicare as a Practitioner - Family Practice .
Bills through: Gulf Coast Medical Doctors
Based on Medicare's public enrollment records as of Jul 17, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
Studies
UNIVERSITY OF FLORIDA COLLEGE OF MEDICINE
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Questions & Answers
What conditions does Dr. Heather S. Zawahry treat?
Dr. Heather S. Zawahry provides treatment for Abdominal Pain, Anxiety, Diabetes, Migraine, Nausea and Vomiting, Obesity. For the full list see this list.
Has Dr. Heather S. Zawahry affiliation with hospitals?
Dr. Heather S. Zawahry is affiliated with BAY MEDICAL CENTER SACRED HEART HEALTH SYSTEM. For the full list of hospitals see this list.
Does Dr. Heather S. Zawahry have affiliation with practices?
Dr. Heather S. Zawahry is affiliated with Panama City Pediatrics PA.
Where can you meet with Dr. Heather S. Zawahry?
Dr. Heather S. Zawahry's office is located at 2101 Northside Drive Unit 501 in Panama City, FL 32405.
Does Dr. Heather S. Zawahry accept patients with Florida Blue (BlueCross BlueShield FL)?
Yes, Dr. Heather S. Zawahry is listed in-network for Florida Blue (BlueCross BlueShield FL) through the ACA Marketplace (Obamacare/HealthCare.gov). See the Marketplace plans section for details.